Registered Migration Agent
Migration is one of the biggest decisions you will ever make.
We understand the stress that comes with moving a life across borders. Wherever you sit in your journey, we are here to offer advice and talk through your options, pathways and alternatives.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
Who we help and visa types
We listen to your needs and provide you with practical advice and options.
We advise skilled professionals, partners, families, students and tourists considering visiting or migrating to Australia (with New Zealand coming soon). We start with your circumstances and aspirations, not a one-size-fits-all template.
You are no doubt thinking about a new career, new studies, new qualifications, new friends, new adventures and also a new home.
- Skilled and sponsored visas (such as subclass 189, 190, 491 and 482, 408, 186, 494)
- Partner, family and parent visas (such as subclass 309/100, 820/801, 143/173, 864/884, 804, 103, 870)
- Student and training visas (such as subclass 500, 485)
- Visitor/tourist and working holiday visas (such as subclass 600)
- Permanent residency (PR), returning residents and citizenship
The above is indicative only and not a complete list of the nature and type of all visas.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
How we work
Three steps, and nothing you have not asked for.
A conversation, not a sales pitch
Tell us your aspirations and ideas. We listen first, and we do not rush you or push our services on you.
Your options, laid out
Once you engage our services we map out the realistic pathways for you, in plain English, not legal jargon.
In writing, then in motion
You receive a written agreement for our services, covering scope, terms and fees, and we always provide our advice in writing. Then we work with you to deliver to it.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
What to expect
Migration law is complex, and pathways are not always clear-cut.
We are both client-first and behaviour-first. Wherever you sit in your journey, here is what you can expect from us.
- 01
Straight talk, no jargon
We will always be truthful and transparent about your options, explained plainly, at a pace that suits you.
- 02
The full picture
Where more than one pathway exists, we will set out the pros and cons of each so you can decide with confidence.
- 03
No pressure, ever
We will not overpromise, oversell, pressure sell or mislead you about what is realistically available to you.
- 04
Everything in writing
Our scope of engagement, terms and fees are set out in a written, legally enforceable agreement, and we deliver exactly to it.
- 05
We safeguard your information
Migration advice is inherently personal. Protecting your personal and sensitive information is not a compliance afterthought, it is central to how we work.
- 06
Zero tolerance for fraud or deception
We are advocates for ethical, lawful and compliant migration, with zero tolerance for fraud, misleading conduct, or concealment of information.
Always provided
We will always provide you a copy of the Consumer Guide Registered Migration Agents. This is the plain-English guide to what a registered migration agent does, and the rules we must follow when helping you.
If you do not think we are right for you, do not give up on your migration aspirations. You can search for another Registered Migration Agent here.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
AI Services
Already asked an AI about your options? We can check the answer.
Some of our clients begin their research with an AI tool. It is a quick way to get a first picture of what might be possible. The difficulty is that AI answers can be out of date, or stated with far more confidence than the current rules and your personal circumstances support.
We offer a service built around exactly this. Bring us what the AI told you, and as part of our service delivery to you, we will discuss your personal circumstances and options and validate the AI output against the migration rules as they stand today. You will receive written advice from us as to what holds up, what does not, your options and your pathways.
If you ask us to act for you, the scope, terms and fees are set out in a written agreement before any work begins.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
Selecting an agent
Look for rapport, communication and trust.
Before selecting a Registered Migration Agent you should ensure you have good rapport, communication and trust with the agent.
All agents need to be registered with the Office of Migration Agents Registration Authority (OMARA) and the agent should be able to quote to you their registration number. Our number, known as MARN is 2619639. Lawyers are also permitted to give migration advice.
Anyone giving migration advice without being registered or legally qualified is breaking the law.
You can search for another Registered Migration Agent here.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
Safeguarding your information
Your information. Your peace of mind.
Migration advice is inherently personal. Registered Migration Agents must collect sensitive information such as citizenship, residency, financial, health, education and even criminal history. We often also need to collect details about your partner, family members and associates. Such information is needed to assess your migration options and build visa applications that are complete, accurate, truthful and compliant.
Protecting your personal and sensitive information is not a compliance afterthought. It is central to how we work.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
Financial Services Career Advice
Moving your career to Australia is one of the biggest decisions you will ever make, and you should not have to make it alone.
We have spent more than 20 years inside Australia's banking, finance, insurance, risk, compliance and technology sectors, including some of the country's best-known banks and insurers. We know what it takes to succeed here because we have lived it.
If you are a skilled professional or completed studies relevant to these sectors, we would love to share what we have learned. Reach out for a conversation and we will refer you to our coaching business called Closer Than You Think.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
Health Insurance in Australia
Medicare might not cover you
Medicare is Australia's publicly funded healthcare system. It gives eligible people free or subsidised access to doctors, hospitals, medicines and other benefits. It is generally available to Australian citizens, permanent residents and New Zealand citizens, along with some temporary residents who have applied for permanent residency, such as certain partner visa applicants. There are some exceptions, such as visitors from countries with a reciprocal health care system, where limited Medicare coverage is offered.
Tourists and most temporary visa holders, including international students and skilled temporary workers, usually are not eligible, so they need to arrange their own insurance cover, such as travel insurance and private health insurance.
International students in Australia on a student visa must hold Overseas Student Health Cover (OSHC) for the entire duration of their stay. More details can be found here.
To check your eligibility for Medicare, visit Services Australia. We can also help by providing advice or referring you to our partners offering private health insurance services.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
Banking in Australia
An Australian bank account is one of the first things you will need
Most people arriving in Australia open a local account for pay, rent, bills and everyday spending. There are four major banks (plus a large number of smaller, local and digital banks). Banking is highly regulated and safe in terms of global standards.
CBA is the largest bank and you can start the process to open an account before you even arrive here.
You will usually need your passport, evidence of your visa, an Australian address and sometimes proof of your job or course enrolment.
Give your Tax File Number (TFN) to the bank when you open the account. If you do not, the bank must withhold tax from the interest you earn at the highest rate, which can mean paying more tax than you owe and waiting until you lodge a tax return to get it back. You can apply for a TFN online here.
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
Begin here
Ready to talk it through?
Book an initial free consultation and we will go over where you stand, what is realistically available, and what it might take, no obligation, and nothing rushed.
Reach us at info@yourhomevisa.com
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.
About Us
Your Home Visa.
Your Home Visa (ABN 89692513796) is a registered trading name of Fox Visa Pty Ltd (ACN 692513796, MARN 2619639) located in Wollongong NSW, Australia and with operations in Christchurch, New Zealand.
Suite 1, Ground Floor, Enterprise 1,
Innovation Campus, Squires Way,
North Wollongong, NSW, 2500, Australia
The information on this website is general in nature and is provided for information purposes only. It does not consider your personal circumstances, and it is not legal, migration, immigration, financial, insurance or medical advice. It should not be relied on as a substitute for professional advice. Migration laws, travel requirements, visa rules, entry conditions, health and safety conditions, fees and government policies change frequently and sometimes without notice, and as such, the information on this website might not always be current. Visiting the website or contacting us does not create a client, agent, or other professional advisory relationship. To the maximum extent permitted by law, we exclude all liability for any loss, damage, cost or expense (including indirect or consequential loss) arising from your use of, or reliance on, this website or its content, including travel disruption, visa refusal, denied entry, cancelled or missed travel, or financial loss. You should obtain written advice, specific to your circumstances, from a Registered Migration Agent or legal practitioner, before making any migration decisions and before lodging any visa applications.